Terms & Conditions

Last Updated: 7 September 2026

1. Acceptance of Terms

Welcome to Wealth Money (“Wealth Money”, “WealthMoney.in”, “we”, “us”, or “our”), a financial solutions and funding facilitation platform operated by Wealth Money Capital Group.

These Terms & Conditions (“Terms”) govern your access to and use of WealthMoney.in, including its website pages, content, financial information, tools, calculators, enquiry forms, eligibility forms, funding-related services, partner-related services, and other features made available through the website.

By accessing, browsing, using, submitting information through, or otherwise interacting with WealthMoney.in, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

If you do not agree with these Terms, you should discontinue use of the website immediately.

2. About Wealth Money

Wealth Money Capital Group, operating through the Wealth Money brand and WealthMoney.in, is an independent financial solutions, funding facilitation, information, and lead-generation platform.

Wealth Money may assist individuals, businesses, promoters, investors, and other eligible users in exploring and accessing suitable funding or financial solutions through relevant lenders, financial institutions, investors, service providers, and other third-party partners.

Depending on the product or service, Wealth Money may facilitate access to or provide information relating to various financial solutions, including but not limited to:

• Loan Against Shares (LAS)
• Loan Against Mutual Funds (LAMF)
• Promoter Funding
• Private Equity
• REIT Funding
• Personal Loans
• Business Loans
• Trade Finance Solutions
• Invoice Financing
• Import Finance
• Export Finance
• Letter of Credit Services
• Bank Guarantee Solutions
• Business Cash Flow Finance
• Project Finance
• Startup Funding
• Working Capital Finance
• Other funding and financial solutions that may be introduced or facilitated from time to time

Unless expressly stated otherwise for a specific service, Wealth Money is not itself a bank, NBFC, lender, investor, stock broker, investment advisor, portfolio manager, insurance company, or other regulated financial institution merely by operating this website or facilitating enquiries.

Where a particular product or transaction is provided by a third-party lender, financial institution, investor, or service provider, the relevant third party remains responsible for its own approval, contractual relationship, documentation, pricing, terms, and service delivery.

3. Scope of Wealth Money’s Role

Depending on the nature of the enquiry or service, Wealth Money may:

• Understand the user’s funding or financial requirements;
• Provide general information regarding available financial solutions;
• Conduct preliminary assessment based on information provided by the user;
• Identify or communicate potential funding options;
• Facilitate introductions or enquiries with relevant lenders, investors, financial institutions, or funding partners;
• Coordinate preliminary communication or information exchange between relevant parties;
• Assist with the initial facilitation or coordination process; and
• Provide general financial tools, calculators, educational resources, and website information.

The exact role performed by Wealth Money may vary depending on the product, transaction, partner, and applicable commercial arrangement.

Unless expressly agreed otherwise in writing, Wealth Money does not represent that it independently underwrites, sanctions, approves, guarantees, or disburses funding on behalf of a third-party lender or financial institution.

4. Eligibility

By using WealthMoney.in or submitting any enquiry or information through the website, you represent and warrant that:

• You have the legal capacity to enter into binding arrangements;
• The information submitted by you is true, accurate, current, and complete to the best of your knowledge;
• You will use the website only for lawful purposes;
• You will comply with all applicable laws and regulations;
• You will provide genuine and valid information and documentation when requested; and
• You will not use the website or its services for fraudulent, unlawful, misleading, or unauthorized purposes.

Wealth Money reserves the right to decline, suspend, restrict, or discontinue an enquiry, service, or access to the website where misuse, fraud, inaccurate information, unlawful activity, or other concerns are identified or reasonably suspected.

5. Funding Facilitation and Third-Party Providers

Wealth Money may facilitate enquiries or introductions between users and third-party lenders, NBFCs, financial institutions, investors, funding providers, or other service partners.

Any funding, financing, investment, or other financial facility made available to a user may be subject to the independent assessment and approval of the relevant third-party provider.

The relevant third party may independently determine, among other things:

• Eligibility;
• Creditworthiness;
• Financial and business assessment;
• Loan or funding amount;
• Interest rate or applicable return;
• Loan-to-value or funding-to-value ratio;
• Collateral and security requirements;
• Margin requirements;
• Tenure;
• Processing requirements;
• Documentation requirements;
• Fees and charges;
• Approval or rejection;
• Sanction conditions; and
• Disbursement or execution timelines.

Wealth Money does not guarantee that any particular third-party provider will approve or offer funding to a user.

6. No Guarantee of Approval or Funding

Submission of an enquiry, funding request, eligibility assessment, application, form, or other information through WealthMoney.in does not constitute an approval, sanction, commitment, offer, or guarantee of funding.

Wealth Money does not guarantee:

• Loan or funding approval;
• Sanction of any facility;
• A specific funding amount;
• A specific interest rate or commercial term;
• A specific loan-to-value ratio;
• Acceptance of particular securities or collateral;
• A specific processing or approval timeline;
• Disbursement of funds; or
• Successful completion of any proposed transaction.

All such matters remain subject to the applicable third-party provider’s policies, assessment, eligibility criteria, due diligence, documentation, internal approvals, regulatory requirements, and applicable agreements.

7. User Information and Documentation

Users may be required to provide personal, financial, business, investment, security, or other information for the purpose of evaluating or facilitating an enquiry.

You agree that all information and documentation submitted by you will be accurate, authentic, complete, and not misleading.

You are responsible for promptly informing Wealth Money if any material information previously submitted becomes inaccurate or outdated.

Wealth Money may rely on information provided by users for preliminary facilitation purposes and may share relevant information with appropriate third-party lenders, financial institutions, investors, service providers, or partners where reasonably necessary for processing an enquiry, subject to applicable law and our Privacy Policy.

8. User Responsibilities

Users agree to:

• Provide truthful and complete information;
• Submit genuine documents and supporting information;
• Cooperate with reasonable information and documentation requests;
• Review the terms and conditions provided by relevant third-party providers before entering into any financial arrangement;
• Protect their passwords, access credentials, and other confidential information;
• Use the website responsibly and lawfully; and
• Promptly notify relevant parties of any material change in information where required.

Users shall not knowingly provide false, forged, fraudulent, misleading, or materially incomplete information.

9. Fees, Charges and Commercial Arrangements

Certain services or transactions facilitated by Wealth Money may, where applicable, involve commercial fees such as success fees, arrangement fees, advisory fees, consulting fees, facilitation charges, professional service fees, or other agreed charges.

Where applicable, the nature, amount, basis, timing, and payment terms of such fees shall be communicated through the relevant proposal, mandate, engagement letter, commercial arrangement, agreement, memorandum of understanding, or other written arrangement accepted by the relevant parties.

Any fees payable to Wealth Money shall be governed by the applicable written commercial arrangement and shall not be deemed payable merely because a user has visited or used the website.

Third-party lenders, financial institutions, investors, service providers, or other partners may separately impose their own applicable processing fees, documentation charges, valuation charges, legal charges, pledge-related charges, service charges, or other costs. Such third-party charges, where applicable, shall be governed by the terms and arrangements of the relevant third party.

Users are responsible for reviewing and understanding any applicable fees or charges before entering into a transaction or accepting a financial facility.

10. Website Tools and Calculators

WealthMoney.in may provide financial calculators, eligibility tools, estimation tools, screening tools, or other interactive resources, including tools relating to EMI, loan eligibility, Loan Against Shares, Loan Against Mutual Funds, and other financial calculations.

The results generated by these tools are intended for general informational and estimation purposes only.

Calculator results may depend on the information entered by the user and the assumptions, rates, formulas, parameters, or methodology used by the relevant tool.

Calculator results:

• Are not a loan sanction or funding approval;
• Do not constitute a binding offer;
• May differ from actual terms offered by a lender or financial institution;
• Should not be treated as a guarantee of eligibility or funding;
• May not account for every lender-specific condition, fee, tax, charge, or assessment factor; and
• Should be independently verified before making any financial decision.

Wealth Money may modify, update, suspend, or discontinue any calculator or tool without prior notice.

11. Financial and Educational Information

Information published on WealthMoney.in, including website pages, articles, guides, market-related information, educational content, product descriptions, financial resources, calculators, estimates, and other materials, is provided primarily for general informational and educational purposes.

Such information should not, unless expressly stated otherwise and legally applicable, be interpreted as:

• Personalized investment advice;
• Financial advice;
• Legal advice;
• Tax advice;
• Investment recommendation;
• Lending commitment;
• Funding guarantee;
• Portfolio management service; or
• Any other professional advice or binding financial commitment.

Users should independently evaluate information relevant to their circumstances and obtain appropriate professional advice where required before making financial, investment, legal, tax, or business decisions.

12. Market and Third-Party Information

Where WealthMoney.in displays market data, financial information, securities-related information, rates, estimates, statistics, or information obtained from external or third-party sources, such information may be subject to delays, changes, inaccuracies, omissions, or limitations.

Wealth Money does not guarantee that such information will always be complete, accurate, current, uninterrupted, or error-free.

Users should verify material information through appropriate authoritative or official sources before relying upon it for financial or investment decisions.

13. Third-Party Websites, Links and Services

WealthMoney.in may contain links, redirects, references, integrations, or connections to websites, applications, platforms, lenders, NBFCs, financial institutions, investors, service providers, technology providers, or other third parties.

Such third-party websites and services operate independently of Wealth Money and may have their own terms, privacy policies, fees, eligibility criteria, security practices, and commercial arrangements.

Wealth Money does not control and, except where expressly stated, does not guarantee or assume responsibility for:

• Third-party website content;
• Accuracy or completeness of third-party information;
• Availability or continuity of third-party services;
• Security practices of third parties;
• Third-party fees or charges;
• Decisions or actions taken by third parties;
• Approval, rejection, or processing of applications; or
• Any transaction entered into directly between a user and a third party.

Users access third-party websites and services at their own discretion and should review the applicable third-party terms before proceeding.

14. Partner With Us

Wealth Money may provide opportunities for lenders, financial professionals, businesses, investors, service providers, referral partners, or other eligible entities to express interest in partnering with Wealth Money through the “Partner With Us” or similar enquiry channels.

Submission of a partnership enquiry does not create any partnership, agency, joint venture, employment relationship, exclusivity arrangement, or other contractual relationship unless separately agreed in writing by the relevant parties.

Wealth Money reserves the right to evaluate, accept, reject, modify, or discontinue any proposed partnership or partner enquiry at its discretion, subject to applicable agreements and law.

15. Intellectual Property

Unless otherwise stated, the content and materials available on WealthMoney.in, including but not limited to:

• Brand names and logos;
• Text and written content;
• Articles and guides;
• Graphics and visual materials;
• Website layouts and design elements;
• Calculators and interactive tools;
• Databases and compilations;
• Software elements;
• Original website materials; and
• Other proprietary content

are owned by, licensed to, or otherwise lawfully used by Wealth Money Capital Group and may be protected under applicable intellectual property laws.

Except with prior written permission or as permitted by applicable law, users may not reproduce, copy, modify, distribute, publish, transmit, display, sell, commercially exploit, reverse engineer, or create derivative works from proprietary website content.

16. Prohibited Conduct

Users shall not:

• Use WealthMoney.in for unlawful, fraudulent, deceptive, or unauthorized purposes;
• Provide false, forged, misleading, or fraudulent information;
• Attempt unauthorized access to website systems, accounts, databases, or infrastructure;
• Introduce malware, viruses, malicious code, or harmful software;
• Interfere with the operation, security, or availability of the website;
• Use automated systems, bots, or scraping methods to collect or extract website data without authorization;
• Impersonate another person, entity, or organization;
• Attempt to circumvent security or access restrictions;
• Use website content for unauthorized commercial purposes; or
• Engage in any activity that may damage, disrupt, overload, or impair the website or its users.

Wealth Money may suspend, restrict, terminate, or refuse access to the website or relevant services where it reasonably believes that these Terms have been violated or that misuse, fraud, security concerns, or unlawful activity may be involved.

17. Website Availability and Changes

Wealth Money aims to maintain the availability and functionality of WealthMoney.in but does not guarantee that the website will always be available, uninterrupted, secure, error-free, or free from technical defects.

We may modify, update, suspend, restrict, or discontinue any part of the website, including pages, content, services, tools, calculators, forms, features, or partner integrations, at any time without prior notice where reasonably necessary.

18. Limitation of Liability

To the maximum extent permitted by applicable law, Wealth Money Capital Group, operating through the Wealth Money brand and WealthMoney.in, and its owners, representatives, consultants, employees, affiliates, service providers, and authorized partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or business-related loss or damage arising out of or relating to:

• Use of or inability to use the website;
• Reliance on information published on the website;
• Use or interpretation of calculator or tool results;
• Funding or loan rejection;
• Changes in lender terms or eligibility;
• Delay in processing or disbursement;
• Actions or decisions of third-party lenders, investors, financial institutions, or service providers;
• Third-party website or service failures;
• Technical interruptions or security incidents;
• Errors, omissions, inaccuracies, or outdated information;
• Loss of profits, revenue, business opportunities, or anticipated savings; or
• Any transaction or arrangement entered into between a user and a third party.

Nothing in these Terms is intended to exclude or limit liability to the extent that such exclusion or limitation is prohibited under applicable law.

19. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Wealth Money Capital Group, operating through the Wealth Money brand and WealthMoney.in, and its owners, representatives, consultants, employees, affiliates, service providers, and authorized partners from and against claims, liabilities, losses, damages, costs, expenses, and reasonable legal fees arising out of or relating to:

• Your violation of these Terms;
• Your misuse of the website or its services;
• Fraudulent, unlawful, or unauthorized activities;
• Submission of false, inaccurate, forged, or misleading information;
• Violation of applicable laws or regulations;
• Violation of third-party rights; or
• Your transactions or dealings with third-party lenders, investors, financial institutions, or service providers, except to the extent caused by Wealth Money Capital Group’s own legally established liability.

20. Privacy and Personal Information

Wealth Money may collect, use, process, store, and share personal and other information submitted through WealthMoney.in in accordance with applicable law and our Privacy Policy.

Information submitted through enquiry forms, funding requests, eligibility forms, contact forms, partnership forms, or other website interactions may be used for purposes including responding to enquiries, assessing requirements, facilitating funding opportunities, communicating with relevant partners, providing requested services, and other lawful purposes described in the Privacy Policy.

By using the website and submitting information, you acknowledge that your information may be processed in accordance with our Privacy Policy.

21. Electronic Communications

By submitting your contact information or using relevant features of WealthMoney.in, you consent to receiving communications reasonably related to your enquiry or requested services through available communication channels, subject to applicable law and our Privacy Policy.

Such communications may include responses to enquiries, funding-related communications, requests for additional information, service updates, or other communications relevant to the user’s interaction with Wealth Money.

22. No Agency, Partnership or Fiduciary Relationship

Use of WealthMoney.in or submission of an enquiry does not create any agency, employment, partnership, joint venture, fiduciary, or other similar relationship between the user and Wealth Money Capital Group unless expressly established through a separate written agreement.

Similarly, Wealth Money’s facilitation of an introduction or enquiry with a third-party lender, investor, financial institution, or service provider does not by itself make Wealth Money Capital Group a representative, agent, employee, or guarantor of that third party.

23. Modifications to These Terms

Wealth Money Capital Group reserves the right to update, amend, modify, supplement, or replace these Terms & Conditions from time to time.

Any revised version will be published on this page with an updated “Last Updated” date.

Unless otherwise required by applicable law, the revised Terms will become effective upon publication on the website.

Your continued use of WealthMoney.in after the revised Terms are published constitutes your acknowledgment and acceptance of the updated Terms.

24. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable by a competent authority or court, that provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall continue in full force and effect.

25. Waiver

Failure by Wealth Money Capital Group to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision or any other provision in the future.

26. Entire Agreement

These Terms, together with the Privacy Policy, Disclaimer, Cookie Policy, and any applicable product-specific, commercial, engagement, mandate, or other written agreements, constitute the terms governing your use of the relevant Wealth Money services and website features, to the extent applicable.

Where a separate written agreement has been entered into for a particular service or transaction, the terms of that agreement shall govern the specific service or transaction to the extent of any inconsistency, subject to applicable law.

27. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable law and any valid dispute-resolution provision contained in a separate written agreement, disputes arising out of or relating to the use of WealthMoney.in or these Terms shall be subject to the jurisdiction of the competent courts in India.

28. Contact Information

If you have any questions, concerns, or requests regarding these Terms & Conditions, you may contact us using the following details:

Wealth Money Capital Group

Website: WealthMoney.in
Email: info@wealthmoney.in
Phone: +91 81307 66389
Office: Defence Colony, Delhi

29. Acknowledgment

By accessing, browsing, using, or submitting information through WealthMoney.in, you acknowledge that you have read, understood, and agreed to these Terms & Conditions, subject to applicable law and any separate written agreement governing a specific service or transaction.