Wealth Money

Promoter Funding
Institutional Capital Solutions

Strategic Promoter Funding Backed By Shares & Structured Assets

Unlock institutional-grade liquidity against promoter holdings, listed equity, mutual funds, and diversified financial assets — without immediate dilution of ownership or operational control.

₹5 Cr+

Structured Funding

Fast

Indicative Approval

Flexible

Collateral Structures
Active Funding Solutions
01

Promoter Share Funding

Funding against listed promoter holdings with structured risk assessment.

02

Multi-Asset Collateral

Combine financial assets and additional collateral for optimized funding.

03

Tailored Lending Structures

Customized financing solutions aligned with promoter and business needs.

Institutional Funding Framework

Structured Promoter Funding Solutions Aligned With Portfolio Quality & Strategic Growth

Promoter Funding enables business owners, directors, and high-value borrowers to unlock liquidity against financial holdings and structured collateral without immediate dilution of ownership.

01

Promoter Holding Assessment

Structured liquidity evaluation against listed promoter holdings and market securities.

  • ✓ Listed equity exposure analysis
  • ✓ Liquidity & concentration review
02

Multi-Asset Collateral Structuring

Combine securities, mutual funds, bonds, and additional security support seamlessly.

  • ✓ Shares, mutual funds & bonds
  • ✓ Additional security support
Funding Structure Snapshot
Eligible Borrowers Promoters / Directors / HNIs
Primary Collateral Listed Shares & Financial Assets
Indicative LTV Range Up To 50%
Interest Range 9.5% – 15% (Dynamic)
Approval Process Indicative Assessment Based
* Structures tailored based on asset quality, leverage ratios, and lender policies.

Portfolio Evaluation & Assessment Framework

01
Asset Quality Review

Assessment of portfolio composition, liquidity profile, and eligible security coverage.

02
Leverage & Exposure

Internal review of leverage requirements, concentration levels, and funding exposure.

03
Structure Alignment

Structuring approach aligned with liquidity goals and lender criteria.

04
Institutional Review

Fast assessment, flexible parameters, and robust private wealth management support.

Promoter Funding Assessment

Understand Your Funding Potential Based On Promoter Profile & Collateral Quality

Promoter Funding eligibility is assessed through a combination of promoter shareholding, pledged securities, liquidity, collateral coverage, existing obligations, and lender-specific risk parameters. Every funding proposal is evaluated individually.

01

Promoter Shareholding

Promoter ownership, pledged holdings and available unencumbered shares are considered during assessment.

02

Collateral Quality

Security type, market value, liquidity and lender-approved collateral eligibility influence the funding structure.

03

Funding Requirement

The required funding amount is evaluated against available collateral, coverage levels and the proposed structure.

Key Funding Assessment Factors
01

Security Eligibility

Whether the proposed shares or other assets are acceptable under the lender's approved security framework.

02

Market Liquidity

Trading volume, market depth and price stability of pledged securities may affect funding availability.

03

Collateral Coverage

Available collateral value is assessed against the requested funding amount and applicable LTV parameters.

04

Existing Obligations

Existing loans, pledges, encumbrances and repayment obligations may influence the proposed structure.

05

Promoter Profile

Promoter background, financial standing and business profile form part of the overall credit assessment.

06

Lender Risk Assessment

Final terms remain subject to lender due diligence, internal policies and overall risk evaluation.

Important: Promoter Funding is not determined by a fixed calculator. Final funding amount, LTV, pricing and structure are subject to lender evaluation and applicable security conditions.
End-to-End Funding Framework

Seamless Funding Journey & Strategic Use Cases for Promoters

A structured evaluation process with minimal documentation support, designed to align promoter funding with real business requirements and risk-controlled structuring.

Funding Process Flow

01

Initial Discussion

Understanding promoter profile, portfolio structure & requirements.

02

Portfolio Review

Evaluation of securities, liquidity & concentration risk.

03

Structuring & Approval

Indicative LTV, funding structure, and lender approval.

04

Disbursement

Documentation completion, pledge creation & fund release.

Required Documents

ID

KYC Documents

PAN, Aadhaar, Passport of authorized signatories.

FP

Financial Portfolio

Demat holdings statement & asset details.

SH

Shareholding Proof

Holding pattern & certified promoter records.

BK

Bank Statements

Latest 6–12 months statements for analysis.

Why WealthMoney

IC

Institutional Access

Access structured lenders beyond standard retail banking.

PI

Portfolio Intelligence

Funding structured on asset mix, liquidity & volatility.

LT

Large Ticket

Built for promoter-scale capital requirements & expansion.

RC

Risk Control

Balanced leverage design aligned with underwriting models.

Strategic Use Cases

BE

Business Expansion

Capex, new projects, and operational scaling.

WC

Working Capital

Short-term liquidity optimization for business cycles.

SI

Strategic Investments

Leverage equity portfolio for new opportunities.

DO

Debt Optimization

Restructure high-cost liabilities into structured funding.

* All financing is subject to final credit approval from lending partners and applicable policy terms.

Get Access to Structured Promoter Funding Based on Portfolio Quality & Business Strength

Submit your portfolio details and get evaluated by institutional lending partners. Funding structure is designed based on asset quality, liquidity, and risk profile.

Frequently Asked Questions
What is Promoter Funding?

It is structured financing provided to promoters/business owners using listed shares, mutual funds, or other financial assets as collateral.

What is the typical LTV offered?

LTV depends on portfolio quality and lender policy, generally Upto 50%.

Which assets are accepted as collateral?

Listed equities, mutual funds, bonds, and select structured financial instruments approved by lenders.

Are all stocks eligible?

No. Only approved stocks are eligible. Small-cap, illiquid, and T2T category stocks may be restricted.

How is eligibility decided?

Eligibility is based on portfolio liquidity, concentration risk, asset class, and lender policy.

What is portfolio concentration?

It refers to the percentage of holdings in a single stock or sector, which impacts risk evaluation.

How long does approval take?

Initial evaluation is usually done within 24–48 hours after complete document submission.

Is ownership diluted?

No ownership is transferred. Assets remain in your demat account but are pledged as collateral.

Can funds be used for any purpose?

Yes, funds are generally flexible and can be used for business expansion, liquidity, or investment needs.

What happens if portfolio value falls?

If collateral value drops, margin calls may be triggered as per lender risk policy.

Is additional collateral required?

In some cases, property or additional assets may be required for higher funding limits.

Is this regulated lending?

Yes, funding is executed via regulated NBFCs and financial institutions through structured agreements.

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